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Today's Rates

CONFORMING 30, 20, 15 & 10 YEAR FIXED RATES FOR LOANS $200,000 TO $417,000.

Program Rate Disc./Orig. Pts Down APR* CAPS Index
30 Year Fixed 5.000
0/0
10% 5.029 N/A N/A
20 Year Fixed 4.875
0/0
10% 4.914 N/A N/A
15 Year Fixed 4.500
0/0
10% 4.549 N/A N/A
10 Year Fixed 4.250
0/0
10% 4.319 N/A N/A
7/1 ARM 4.375
0/0
10% 3.759 5/2 1 YR LIB
5/1 ARM 4.000
0/0
10% 3.480 5/2/5 1 YR LIB

Please call for Jumbo Rates for loans over $417,000. Loan to Value ratio's, Credit & Income restrictions may apply.These rates are for single family owner occupied homes with credit scores of 720 or greater.  Multi Family and Condo's may have higher rates. Please consult a Mortgage Banker for details.

Rates as of January 25, 2010, and are subject to change daily.

*APR:The annual percentage rate(APR) of mortgage is calculated by taking the average compound interest rate - including the interest, mortgage insurance and certain closing costs, with points paid at closing - over the term of the loan.


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